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一、目前保险企业经营体制现状1、多种经济成份下的企业产权国有化比重巨大考察目前的保险企业,其产权国有化比重相当大.人保在保险市场占有率达80%以上,企业产权100%国有化,中国太平洋保险公司和中国平安保险公司虽然为股份制有限公司,但其股东也多为国有企业,企业产权间接国有化.因此,保险企业产权国有化就形成了一种鲜明的特色.2、保险企业内部计划经济色彩浓厚、外部行政干预影响较大处在过渡时期的保险企业,从其内部来说,人、财、物不能形成完全自主,尤其是国营保险企业,
First, the current status of insurance business system 1, under a variety of economic components of the nationalization of property rights a huge examination of the current insurance companies, the proportion of nationalized property rights is quite large PICC in the insurance market share of more than 80%, corporate property 100 % Nationalization Although China Pacific Insurance Company and Ping An Insurance Company of China are joint-stock limited companies, their shareholders are mostly state-owned enterprises with indirect nationalization of their property rights. Therefore, the nationalization of property rights of insurance enterprises has formed a distinctive feature. 2, Insurance companies have strong internal planned economy and great influence from external administrative intervention In the transitional period, insurance companies can not form complete autonomy in their internal affairs, especially the state-owned insurance companies,