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科技型小微企业是小微企业中最具有活力的主体,在促进经济发展、就业增长、社会稳定中发挥重要作用。然而科技型小微企业却始终面临着融资成本高及融资风险大等问题,科技型小微企业融资的难题也一直困扰着社会各界。文章立足于科技型小微企业所面临的融资风险,结合科技型小微企业的特点,探讨科技型小微企业的融资风险控制问题并提出相应的解决对策。
Small and medium-sized science and technology enterprises are the most dynamic entities in small and micro enterprises and play an important role in promoting economic development, employment growth and social stability. However, small and medium-sized technology enterprises have always been faced with the problems of high financing costs and high financing risks. The financing problems of small and medium-sized technology enterprises have also plagued the community. Based on the financing risks faced by S & T small and micro enterprises (SMEs), the paper discusses the financing risk control of S & T SMEs based on the characteristics of S & T small and micro enterprises and puts forward corresponding solutions.