墨西哥是一个贫富悬殊、社会财富分配失衡的国家。人口中50%的低收入阶层或贫穷阶层的住房问题是一个极大的社会问题。自上世纪70年代中期,墨西哥政府组建了三个主要的金融福利机构致力于解决住房问题:服务于参加社会保险的私营劳动者的“劳动者住房全国基金委员会”、国家工作 Mexico is a country where disparity between the rich and the poor and the distribution of social wealth are unbalanced. The issue of housing for 50% of the population in the low-income or poor sectors is a huge social issue. Since the mid-1970s, the Mexican government has set up three major financial welfare agencies dedicated to the housing problem: the National Laborers’ Fund for Private Workers Serving Private Workers in Social Security, the National Work