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资金融通是制约中小企业发展的一个重要因素。本文分析了中小企业融资难的成因,认为其成因既有企业自身的原因,也有企业外部的原因,提出促进中小企业融资的发展要从观念、机制、政策、监管和法律制度等方面着手,解决中小企业融资难的问题。
Financing is an important factor restricting the development of SMEs. This paper analyzes the causes of SMEs financing difficulties, that the causes of their own causes as well as the external causes of enterprises, proposed to promote the development of SME financing from the concepts, mechanisms, policies, regulatory and legal systems and other aspects to solve SME financing difficult problem.