一、贷款资产风险管理系统的探索1994年6月以前，我支行信贷管理以工业条线为主，是充满着计划统制意义的操作性基层银行。多年来严格执行分行的贷款额度管理原则，在广大信贷员的业务活动中以行业计划为主，以物资供销为主，以政策执行为主，以确保完成财政任务为主。但是随着 I. Exploration of Loan Asset Risk Management System Before June 1994, credit management of our sub-branches was dominated by industrial lines and was an operational grass-roots bank full of planned control. Over the years, the Bank strictly implemented the principle of loan quota management of branches. Most of the loan officers engaged in business activities with industry plans as the mainstay, supply and distribution of materials as the mainstay and policy implementation as the main tasks to ensure the completion of financial tasks. But with it