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记者:2013年以来,来自传统金融领域之外的互联网金融异军突起,尽管规模仍然相对较小,但发展速度很快。您如何理解互联网金融?林晓轩:当前,随着互联网技术的日益成熟,移动互联、社交网络和大数据等信息技术的推广应用,改变了人类生产和生活方式,同时也在改变着人们的思维观念。互联网在各个领域的渗透,打破了银行传统的行业界限,促使金融生态系统变得更加开放和互通。以网络支付、网络借贷、网络理财等为代表的互联网金融模式,凭借开放创新的
Reporter: Since 2013, Internet finance from the outside of traditional financial sectors has been on the rise. Although the scale is still relatively small, its development has been rapid. How Do You Understand Internet Finance? Lin Xiaoxuan: At present, with the maturing of Internet technologies, the popularization and application of information technologies such as mobile Internet, social networking and big data have changed human production and lifestyles, meanwhile changing people’s thinking concepts . The penetration of the Internet in various fields has broken the bank’s traditional industry boundaries and made the financial ecosystem more open and interoperable. The Internet financial model, represented by online payment, internet loans and online financial management, relies on the open and innovative