【摘 要】
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弗:陈先生,你们保险条款中有哪些险别? 陈:主要有三种险:平安险、基本险、水渍险和一切险。弗:能解释一下吗? 陈:好,平安险主要包括全损和共同海损,而水渍险则再加上单独海
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弗:陈先生,你们保险条款中有哪些险别? 陈:主要有三种险:平安险、基本险、水渍险和一切险。弗:能解释一下吗? 陈:好,平安险主要包括全损和共同海损,而水渍险则再加上单独海损。弗:你的意思是“水渍险”比“平安险”保的范围宽吗? 陈:你可以这么理解,实际上,“平安险”条款所保的范围与“水渍险”所保的范围差不多相同。唯一不同的是:“平安险”条款不包括单独海损性质的
E: Mr. Chen, what are the risks in your insurance policy? Chen: There are three main types of insurance: FPA, basic insurance, WPA, and all risks. E: Can you explain this? Chen: Well, P&A mainly includes total loss and general average, while WPA adds separate average. Eph: Do you mean that the “WPA” is wider than the “safety insurance”? Chen: You can understand that, in fact, the scope of the “safety insurance” clause and “ WPA’s insurance coverage is almost the same. The only difference is that the ”Failure Insurance" clause does not include the nature of individual average income.
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