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文化创意产业作为21世纪的朝阳产业,凭借低污染、低能耗的优势迅速崛起,它正在以一种全新的方式影响着中国的文化建设和文化发展形态,在推动我国产业结构调整、经济增长和精神文明建设方面发挥着越来越重要的作用。但文化创意产业一直存在融资难的问题,长此以往必然会影响我国经济的增长。文章首先分析了我国文化创意产业的融资现状,指出文化创意产业融资存在的问题,从评估机构认证、第三方评估指标模型和信用担保体系三方面入手,深化银行、评估机构和担保公司的协同运作。
As a sunrise industry in the 21st century, cultural and creative industries are rapidly emerging due to their advantages of low pollution and low energy consumption. They are influencing China’s cultural construction and cultural development in a totally new way. As a result, China’s industrial restructuring, economic growth and Spiritual civilization construction plays an increasingly important role. However, the cultural and creative industries have always had the problem of financing difficulties. In the long run, it will surely affect the economic growth of our country. The article first analyzes the current situation of financing in China’s cultural and creative industries and points out the problems in the financing of cultural and creative industries. It begins with three aspects: assessment of agency certification, third-party evaluation index model and credit guarantee system, and deepening the coordination among banks, evaluation agencies and guarantee companies .