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2002年将实行新的贷款风险分类管理办法,这一办法的实施给信贷计划管理提出了新的课题,信贷计划管理如何适应,怎样充分发挥职能作用,是摆在我们面前的重大课题。近年来,农发行实行的“统一计划、分级管理、适时调整、逐级负责”的信贷计划管理方式,是根据当时粮食购销流通体制改革和封闭管理信贷政策要求确定的,信贷计划在封闭管理中发挥了预测、调控、反映职能作用,确保了接保护价敞开收购贷款的计划安排和资金供应。粮食购销市场改革进程加快对信贷计划管理方式产生了一定的冲击,在
In 2002, a new loan risk management approach will be introduced. The implementation of this approach has raised new issues for the credit program management. How to adapt credit program management and how to give full play to its functions is a major issue facing us. In recent years, the “unified planning, graded management, timely adjustment and step-by-step responsibility” implemented by ADBC has been determined in accordance with the requirements of the current grain purchasing and distribution system reform and the closed-end credit policy. The credit plan is under closed management Played a prediction, regulation and control, reflecting the role of the function, to ensure that the protection of the open purchase of loans to open the planned arrangements and funding. The acceleration of the grain purchase and marketing reform has had a certain impact on the management of credit plans.