19 99年我国组建四家资产管理公司 ,专门收购、管理、处置国有独资商业银行的不良资产 ,这是党中央、国务院深化金融体制改革 ,防范和化解金融风险 ,为国有商业银行创造条件迎接加入ＷＴＯ挑战的重大举措。随着不良资产收购工作的顺利进行 ,大量不良资产从国有独资商业银行剥离 In 1999, China established four asset management companies to acquire, manage and dispose of the non-performing assets of state-owned commercial banks. This is the reason why the Central Party Committee and the State Council deepen the reform of the financial system to prevent and defuse financial risks and create conditions for state-owned commercial banks to join in Important Measures of WTO Challenges. With the smooth progress of the acquisition of non-performing assets, a large number of non-performing assets were stripped from wholly state-owned commercial banks