人们在进行资产配置时,不可能将精力同时放在博收益和避风险上,唯有遵循“以人为本,为人服务”的宗旨,在两者之间寻求平衡。每当人们向我咨询投资建议时,我总是先设法了解他们对待风险与收益的态度。在没有明确理财目标或亟待解决的财务问题的情况下咨询投资建议,就如同向医生寻求好药却不告知哪里不舒服一样。“赚钱与避损,你更在乎哪一个?”答案总是一成不变:都在乎。而问题是,人们不可能将精力同时放在获取收益和避免损失上,每一位投目标中做出选择,要在两者之间进行平 People in the allocation of assets, it is impossible to focus on both income and risk-averse, only to follow the “people-oriented, serving people,” the purpose of seeking a balance between the two. Whenever people consult with me on investment advice, I always try to understand their attitude toward risk and return. Consulting investment advice without a clear financial goal or financial problem to be solved is like seeking good medicine from a doctor without telling you where you are uncomfortable. “Make money and avoid damage, which one do you care more? ” The answer is always the same: care. The problem is that people can not focus their efforts on gaining profits and avoiding losses at the same time. Every single goal is to make a choice between the two.