随着网络的发展,互联网征信的优势日益突出,而传统征信业务的不足也限制了借贷业务的发展,因此互联网征信也就更具有必要性。本文详细介绍分析了互联网征信的可行性,并结合XX的实际数据,对齐征信模型的构建可行性做出了评估,并根据评估结果提出了互联网征信业务的优势,也发现了其问题和不足,并提出了改进的方向和建议。 With the development of the Internet, the advantages of internet credit checking have become increasingly prominent. However, the lack of traditional credit checking services has also limited the development of credit lending business. Therefore, internet credit reporting is even more necessary. In this paper, the feasibility of internet credit investigation is analyzed in detail, and the feasibility of building credit verification model is evaluated based on the actual data of XX. Based on the evaluation results, the advantages and disadvantages of internet credit business are also proposed And deficiencies, and put forward the direction and suggestions for improvement.