论文部分内容阅读
农村信用合作社作为农村合作金融机构的重要组成部分,对我国农村经济发展发挥的作用越来越重要,而贷款定价作为金融机构自身盈利的重要因素,如何做到更加合理有序,也成为了当前农村信用社十分关注的问题。本文从分析当前农村合作金融机构存在的主要问题入手,从贷款定价的原则以及确定贷款定价应关注的问题两个方面进行了详细的论述。
Rural credit cooperatives, as an important part of rural cooperative financial institutions, play an increasingly important role in the development of rural economy in our country. However, how to achieve a more rational and orderly loan pricing as an important factor in the financial institutions’ own profitability has also become the current Rural credit cooperatives are very concerned about the issue. This article starts with the analysis of the main problems existing in the current rural cooperative financial institutions, and elaborates in detail from the principles of loan pricing and the problems that should be paid attention to in determining the loan pricing.