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文本以乌鲁木齐铁路局(以下简称“乌铁局”)职工和退休人员的供养亲属(主要是老家属)为研究对象,采用定量分析方法对2010年至2014年乌铁局职工家属的医疗费用进行对比分析,得出采用“先参加城镇居民或新农合医保的基础上,再参加企业家属医疗保险”的家属医保模式后,既不降低家属医疗待遇水平、不增加职工家属经济负担,又可以减轻企业补充医疗负担的结论,为提出相应的完善措施提供依据。
The text uses Urumqi Railway Bureau (hereinafter referred to as “Ukraine Bureau”) staff and retirees’ dependents (mainly family members) as research objects, and uses quantitative analysis methods to treat the family members of Wutie Bureau’s family members from 2010 to 2014. The comparative analysis of costs shows that after adopting the family medical insurance model based on “first participating in urban residents or new rural cooperative medical insurance, and then participating in entrepreneurial medical insurance,” it will not reduce the medical treatment level of the family members and will not increase the economy of the employees’ families. Burden can also reduce the burden of supplementary medical care for enterprises, and provide basis for proposing corresponding improvement measures.