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如何引导银行资金投向农村,解决农村金融困境?民国华洋义赈会进行了可贵的探索。它充当着银行资金流向农村的桥梁,通过将银行资金与自有资金搭成贷放,注资农村合作社,形成“银行——义赈会——信用社——社员”的贷放模式,进一步发展为“银行——合作社——社员”的放款形式。华洋义赈会在“资金归农”中所做的开拓性工作,不仅在一定程度上缓解了农村的资金匮乏,更为银行资金找到新的投资领域,并推动民国政府建立现代农村金融制度。
How to guide the bank funds to invest in rural areas and solve the financial difficulties in rural areas? The Republic of China China International Familiy conducted a valuable exploration. It acts as a bridge between the flow of bank funds and rural areas. By lending bank funds to its own funds and injecting funds into rural cooperatives, a loan-lending model of “Bank-Relief Association-Credit Cooperatives-member” Further developed into a “bank - cooperatives - members” in the form of loans. The pioneering work of Huayang Famine Relief Society in “Funding for Farmers” has not only alleviated the lack of funds in rural areas to a certain extent, but also found new areas of investment for bank funds and promoted the establishment of modern rural areas by the government of the Republic of China Financial system.