战后初期,日本政府为了恢复和发展本国经济,实现赶超战略,对企业采取了“护送船队式”的保护,这种保护在当时的特殊环境下,确实起到了保护本国工业、发展经济的巨大作用,但随着日本经济的发展和日趋成熟,尤其是国内外环境的变化,其负面效应已日见明显。 首先,政府的过渡保护和扶植,使一些企业缺乏创新精神,竞争能力日益下降,在激烈的市场竞争中难以生存,这一点在金融领域表现得尤为突出。大型金融机构历来被看成是日本经济发展的“血库”,政府一向重视对它的保护,一旦出现问题,大藏省 In the early days after the war, in order to restore and develop its economy and realize the strategy of catching up and surpassing, the Japanese government adopted a “escorting fleet-style” protection. Under such special circumstances, the Japanese government did indeed protect its own industries and develop its economy However, with Japan’s economic development and maturing, especially the changes in the environment at home and abroad, the negative effects have become increasingly evident. First of all, the government’s transitional protection and construction have made some enterprises lack innovation spirit, their competitiveness is declining day by day, and they are hard to survive in the fierce market competition. This is especially true in the financial field. Large financial institutions have always been regarded as a “blood bank” for Japan’s economic development. The government has always attached importance to its protection. In case of any problems,