实际调查显示:贷款利率放开会加速资金的净流出,提升中小企业融资成本。以贷款利率放开为信号的利率市场化对欠发达地区信贷市场的影响不容忽视。近日,中国人民银行阜新市中心支行开展了调查,调查显示:贷款利率放开对于解决中小企业融资难作用有限,反而会加速阜新资金的净流出,提升中小企业融资成本。 The actual survey shows that the liberalization of lending rates will speed up the net outflow of funds and raise the financing cost of SMEs. The impact of the liberalization of the interest rate liberalization on lending rates to the credit markets in underdeveloped regions should not be overlooked. Recently, the People’s Bank of China branch in Fuxin City conducted a survey. The survey shows that the loosening of lending rates will have a limited effect on SME financing. Instead, it will speed up the net outflow of Fuxin funds and increase the financing costs of SMEs.