小额信贷业务是典型的规模效益型业务,规模越大,效益越高。之所以规模出效益,是因为小额信贷耗费的单位成本较大,只有在做大规模时,才能降低单位成本,提高效益。因此,做好小额信贷的成本控制 Microfinance business is a typical scale-efficient business, the larger, the higher the efficiency. The reason for the scale of the benefit is that the unit cost of micro-credit loans is large. Only when large-scale operations are conducted can unit costs be reduced and profits can be raised. Therefore, do a good job of controlling the cost of micro-credit