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所谓复利,其实就是利滚利。比如说,每年10%的回报,看起来很少,但是年数久的话,复利会很可观。投资1万元,每年复利10%,15年后就会变成4.2万元。复利理财的道理当然没有问题。如果是在一个稳健的货币环境下,复利理财的确可以帮助人们实现财务自由的梦想。但是,复利理财存在着一个天敌,那就是通货膨胀。清华大学教授韩秀云做讲座时喜欢出示一张旧版的5元钞票。她说,在1980年代初,由于刚刚从匮
The so-called compound interest is in fact a rollover. For example, the annual return of 10% looks very little, but the compound interest will be considerable if the number of years is long. Invest 10,000 yuan, 10% compound annual interest, 15 years will become 42,000 yuan. Of course, there is no problem with the principle of compound interest management. If it is in a stable monetary environment, compound interest management can indeed help people realize their dream of financial freedom. However, there is a natural enemy of compound interest financing, that is inflation. Han Xiuyun, a professor at Tsinghua University, likes to show an older version of a $ 5 banknote. She said that in the early 1980s, just from the Kuai