论文部分内容阅读
信用卡类犯罪是成本最低、蔓延最广的金融犯罪之一。其中,伪卡类犯罪在这一类犯罪当中危害最大。在过去的10年里,研究者围绕伪卡犯罪的流程、特点进行了大量的论述,主要侧重于法理分析和防控概念。在此基础上,从犯罪经济学的角度出发,以近年来侦破的伪卡案件为材料,就犯罪分子在伪卡犯罪实施过程当中的选择节点作进一步研究。研究发现,目前的伪卡类犯罪可以分为3个阶段10个节点。只有了解犯罪分子在实施犯罪行为的每个节点上,关于风险和收益所进行选择的思考和权衡,才能对症下药地进行侦查和打击,从犯罪行为的链条上中断其发生进程。
Credit card crime is one of the lowest cost and most widespread financial crime. Among them, the fake card crimes in this category of crimes most harmful. In the past 10 years, researchers have made a lot of expositions on the flow and characteristics of the crime of counterfeit cards, focusing mainly on the concepts of legal analysis and prevention and control. On this basis, from the point of view of criminal economics, taking the counterfeit card cases detected in recent years as the material, the further study on the selection nodes of criminals in the process of implementing counterfeit card crime is carried out. The study found that the current crime of pseudo-card can be divided into three stages of 10 nodes. Only by understanding the criminals’ thinking and weighing on the choice of risks and benefits at each node of the criminal act can we detect and crack down on the right remedy and interrupt the process of its occurrence from the chain of criminal conduct.