近年来，广大人民群众的金融意识有了进一步增强，他们购置的国债，在多元化投资中占有相当比重。最近，笔者通过对基层国债发行的专题和问卷调查，发现国债发行呈现五个特征：一、城乡群众对国债认识充分，普遍接受国债投资方式。本次抽样调查的结果，以及各发行网点提供的相 In recent years, the financial awareness of the broad masses of the people has been further enhanced. The treasury bonds they purchase occupy a considerable proportion of diversified investments. Recently, the author, through the topic and questionnaire survey on the issuance of grassroots treasury bonds, found that the issuance of treasury bonds showed five characteristics: First, the urban and rural masses fully understand the national debt and generally accepted the government bond investment. The results of this sample survey, as well as the various outlets provided by the phase