通过介绍海外老挝某BOT(建设-运营-移交)电站项目投保、转移风险及在发生风险事故时如何有效地保险索赔,以最大程度降低投资损失,总结出我国一些企业海外承包项目防灾减损方面的工作薄弱点,建议我国境外施工、监理设计单位应加强风险防范工作。 This paper summarizes some aspects of disaster prevention and mitigation of overseas contracted projects of some Chinese enterprises by introducing insurance coverage and transfer risk of a certain BOT (construction-operation-transfer) power station project in overseas Laos and how to effectively claim insurance in the event of a risk accident so as to minimize investment losses Of the work of weaknesses, it is recommended that China’s overseas construction, supervision and design units should strengthen risk prevention.