我们对票据的感性认识大约源自于“汇通天下”山西票号。票号又叫票庄或汇兑庄,是一种专门经营汇兑业务的金融机构。近代,我国晋商开始专门经营汇兑业务,由于这种汇兑,在此处交款,彼处用钱,手续简单,使用方便,名誉一时。但是,恐怕在著名票号“日升昌”的时代,人们没有考虑过票据具有无因性。本文就票据无因性存在缺陷的原因作了简要的论述。 Our perceptual understanding of the notes derived from about “Huitong world ” Shanxi ticket number. Ticket also known as ticket Zhuang or exchange Zhuang, is a specialized exchange business of financial institutions. In modern times, Shanxi merchants in our country started to specialize in foreign exchange business. Because of this kind of exchange, the money was used here, the money was used everywhere, the procedure was simple, the use was convenient and the reputation was good. However, I am afraid that in the era of the famous ticket number “Rishengchang”, people have not considered the bill without cause. This article briefly discusses the reasons for the absence of bills without cause.