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第一章 总则 第一条 为了有效反映企业借还款状况,减少金融机构贷款风险,建立信贷管理的自我约束机制,根据《中华人民共和国中国人民银行法》、《中华人民共和国商业银行法》等有关法律,制定本办法。 第二条 本办法所称贷款证,是中国人民银行发给注册地法人企业(以下称企业)向国内
Chapter I General Provisions Article 1 In order to effectively reflect the loan repayment situation of enterprises, reduce the loan risk of financial institutions and establish a self-restraint mechanism for credit management, according to the Law of the People’s Republic of China on the People’s Bank of China and the Law of the People’s Republic of China on Commercial Banks Relevant laws, formulate these measures. Article 2 The term “loan certificate” as mentioned in the present Measures refers to a loan certificate issued by the People’s Bank of China to a place of incorporation (hereinafter referred to as a corporation)