提到适合“80后”人群的理财方式,招商银行合肥分行理财顾问胡梅和兴业银行合肥分行理财经理张弘都提到了基金定投,到底什么是基金定投?适合人群首先是月光族。由于基金定投具备投资和储蓄两大功能,可以在发工资后留下日常生活费,部分剩余资金做定投,以“强迫”自己进行储蓄,培养良好的理财习惯。可以从小额的基金定投开始,逐步增加定投额度。其次是未来某个阶段有大量资金需求的人群。例如三年后须支付购房首付款,二十年后子 Mentioned for the “80 ” after the crowd of financial management, China Merchants Bank branch in Hefei, financial adviser Hu Mei and Hefei Branch Bank of China financial manager Zhang Hong mentioned the fund is scheduled to vote, in the end what is the fund fixed investment? As the fund is scheduled to invest two major functions of investment and savings, you can leave the daily living expenses after the wage, some of the remaining funds to do fixed cast, to “force” their own savings and foster good financial habits. You can start small investment fund, and gradually increase the amount of fixed investment. Followed by a large number of future funding needs of a certain stage of the crowd. For example, three years after the purchase must pay the down payment, twenty years later