本文以我国资本市场有史以来最大的一次并购交易——中国平安并购深发展银行为例,对中国平安并购深发展银行带来的规模经济效应进行深入分析,从而提出我国中小股份制商业银行目前主要应以并购为途径扩大自身规模,有利于其效率的提高。 This paper takes China Ping An, the largest merger and acquisition transaction in the history of capital market, as an example, analyzes the scale economy effect of Ping An’s acquisition of Shenzhen Development Bank Co., Ltd., and concludes that the current small and medium-size commercial banks in our country should mainly be mergers and acquisitions To expand its own size by means of channels is conducive to the improvement of its efficiency.