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在美国,社会保障和社会保险的含义与我国所认同的含义有很大的不同。美国的社会保障只是社会保险项目中的一个特殊项目。也就是说,美国的社会保险含义要大于社会保障的内容,除社会保障之外,它还包括就业保障、失业保险和健康保障。社会保障只是社会保险的一种。作为社会保障来说,它特指对老年人的社会保险(Old Age Insurance)孤寡人的社会保险(Survivors Insurance),残疾人的社会保险(Disability Insurance),是美国联邦政府最大的社会保险福利支出项目。此中,对老年人的社会保险也称养老金制度或老年保险(OAI),是美国社会保障制度的核心。它是在雇员退休前,由个人和雇主各按一定比例缴纳社会保障工薪税的形式作出贡献,退休后领取养老金。只有工作,就可能享受这种养老金。养老金制度的实施由联邦政府社会保障管理署统一负责,基金实行全国统收支。由联邦政府来负责统一管理这笔基金,一个主要的原因就是美国是一个人
In the United States, the meaning of social security and social insurance is quite different from what we agree with. Social security in the United States is only a special item in social insurance programs. In other words, the meaning of social insurance in the United States is greater than that of social security. In addition to social security, it also includes employment security, unemployment insurance and health security. Social security is just one kind of social insurance. As social security, it refers specifically to Old Age Insurance’s Survivors Insurance and Disability Insurance, which are the largest social insurance benefits in the United States federal government project. Among them, the social insurance for the elderly, also known as the pension system or the elderly insurance (OAI), is the core of the U.S. social security system. It is a contribution made by the individual and the employer in the form of social security payroll paid by a certain percentage of each employee’s retirement benefit before retirement. Only work, you may enjoy this pension. The implementation of the pension system by the federal government Social Security Administration under the unified responsibility, the implementation of the national funds received. One of the main reasons that the federal government is responsible for the unified management of this fund is that the United States is a person