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互联网金融的发展,体现了信息时代金融创新的要求,提高了金融业服务于实体经济的能力。本文分析了我国互联网金融业存在的风险,借鉴了西方国家的监管经验,提出了建议和对策。
The development of Internet finance reflects the requirements of financial innovation in the information era and enhances the financial industry’s ability to serve the real economy. This article analyzes the risks existing in the Internet finance industry in our country, draws lessons from the regulatory experience in western countries, and puts forward suggestions and countermeasures.