论文部分内容阅读
互联网金融的发展,大大促进了金融市场的创新,给资金需求者和投资者带来了更多的便利和机会。本文回顾了互联网金融发展的历程,分析了互联网金融的主要经营模式和存在的风险,并提出了风险防范建议,最后对互联网金融的发展前景进行了展望。通过对互联网金融系统的分析,笔者认为互联网金融相对于传统金融而言确实有诸多优势,但同时也存在很多风险和问题,应引起行业和监管部门的高度重视。
The development of internet finance has greatly promoted the innovation of financial markets and brought more conveniences and opportunities to those in need of capital and investors. This article reviews the course of Internet finance development, analyzes the main business models and risks of Internet finance, and puts forward risk prevention suggestions. Finally, it forecasts the prospect of Internet finance. Through the analysis of Internet financial system, I believe that Internet finance does have many advantages over traditional finance, but there are also many risks and problems that should attract the attention of the industry and regulators.