21世纪,中国汽车消费迎来蓬勃发展时期,国民经济持续快速增长、人民物质生活需求不断提高、国家汽车产业政策逐步到位、汽车新产品纷纷上市和价格不断下降,都催生了人们的汽车购买力。在中国汽车消费的各个服务链间,呼唤着银行、保险服务的创新与合作。只有银行、保险和汽车生 In the 21st century, China’s automobile consumption ushered in a booming period. The sustained and rapid growth of the national economy, the continuous improvement of the people’s material life, the gradual arrival of the national auto industry policies, the new car products listing and the declining prices all gave birth to people’s purchasing power. In the service chain of automobile consumption in China, it calls for the innovation and cooperation of banks and insurance services. Only banks, insurance and auto students