随着居民收入的增长和降息等政策的实施,储蓄已不再是人们投资的唯一选择。股票、保险、债券、邮币卡、黄金、珠宝等为个人投资提供了众多渠道,但投资带来收益的同时,也往往意味着投资者要承担一定的风险,因此,面对花样繁多的投资理财品种,个人投资者要遵循以下五个原则。 With the implementation of such policies as the growth of resident income and the interest rate cut, savings are no longer the only option for people to invest in. Stocks, insurances, bonds, Bika, gold, jewelry, etc. provide numerous channels for personal investment. However, while investment brings returns, it often means that investors have to bear certain risks. Therefore, in the face of a large variety of investments Financial products, individual investors to follow the following five principles.