近几年,随着经济体制改革的不断深入,我省保险业市场呈现出良好的发展态势,使之在市场化运作的同时,也加速了外部环境的变化成熟。一是公众在保险意识逐步增强的同时,自我保护意识明显提升;二是在社会法制建设不断完善的时空中,保险双方当事人运用法律解决问题、维护自身利益的 In recent years, with the continuous deepening of economic restructuring, the insurance market in our province has shown a good momentum of development, enabling it to operate in a market-oriented manner while accelerating the maturity of the external environment. First, while the public is gradually raising their awareness of insurance, the awareness of self-protection is obviously raised. Second, in the time and space where social legal system is constantly improving, both parties to the insurance use the law to solve problems and safeguard their own interests