论文部分内容阅读
供应链融资业务在我国当前经济形势下的商业银行业务中占有重要的地位,已逐渐发展成为我国中小型企业最核心的的融资通道。其创新点是突破了商业银行传统的评级授信要求,也无须另行提供抵押质押担保,切实解决了中小企业融资难的问题。文章在深度剖析供应链业务有效运行机制的基础上,引进SWOT分析方法进一步阐明供应链业务的理论应用性和实际可操作性以及对中小企业融资的深远影响,最后针对该业务的战略选择提出了几点建议和看法。得出的结论是在供应链融资业务在未来的新经济形势下依旧扮演非比寻常的角色,具有无限的发展空间。
Supply chain financing business occupies an important position in the commercial banking business under the current economic situation in our country and has gradually developed into the core financing channel for the small and medium-sized enterprises in our country. Its innovative point is to break through the traditional credit rating requirements of commercial banks, there is no need to provide a separate mortgage pledge guarantee, and effectively solve the problem of SMEs financing difficulties. Based on the deep analysis of the effective operation mechanism of supply chain business, the article introduces the SWOT analysis method to further clarify the theoretical application and practical operability of supply chain business and the far-reaching impact on the financing of SMEs. Finally, according to the strategic choice of the business A few suggestions and opinions. The conclusion is that the supply chain financing business still plays an extraordinary role in the new economic situation in the future, with unlimited space for development.