发现社会消费断层　创新建行信贷工具──浅议轿车按揭业务朱少军，梁维和十多年的改革开放，我国人民生活水平有了极大的提高，除了满足基本生活消费之外，还有相当一部分结余，截止１９９５年６月底，我国居民人民币储蓄存款余额高达２５５７３多亿元，外汇储蓄余额为２... Discovery of Social Consumption Breaks Innovative Construction Bank Credit Instruments ─ ─ Car Mortgage Business Zhu Shaojun and Liang Weijia During the more than 10 years of reform and opening up, the living standards of our people have been greatly improved. In addition to satisfying the basic living expenses, there is a considerable part of the balance By the end of June 1995, the balance of RMB savings deposits of residents in China has reached 2.5573 trillion yuan and the balance of foreign exchange savings is 2 ...