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普惠金融有助于民族地区低收入者以合理有效的方式获得一定额度贷款,促进其参与经济活动,对民族地区和谐发展有重要意义。结合当前民族民众信贷困难根源及普惠金融本质,基于普惠金融理念的民族地区信贷可以通过加强民族特色产业支持、灵活借贷担保方式、合理化借贷额度和利率、扩大信贷覆盖面等方面进行创新,使更多的民族民众得到借贷支持。
The Pratt & Whitney Finance helps low-income people in ethnic areas obtain a certain amount of loans in a reasonable and effective way and promote their participation in economic activities, which is of great significance to the harmonious development of ethnic minority areas. Based on the current difficulties of national credit and the nature of inclusive finance, the credit of minority regions based on the concept of inclusive finance can be innovated in terms of strengthening the support of national characteristic industries, flexible guarantee of loans, rationalizing the loan amount and interest rate and extending the coverage of credit. More ethnic people get lending support.