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国际竞争力的提高和金融市场的稳定发展一定程度上促进商业银行的变革和进步,随之,也使商业银行的竞争日益激烈,带来了诸多的挑战和考验,不容忽视。所以,商业银行需要采取一定的方法策略,通过降低商业银行的成本和提高自身竞争力来规避风险,进而为客户提供高质量、多功能的产品和服务。本文针对商业银行成本管理存在的不足之处,并就此类问题提出了相应的对策以及建设性方案,以供相关工作借鉴和参考。
The improvement of international competitiveness and the steady development of financial markets have promoted the reform and progress of commercial banks to a certain extent. In the meantime, the competition of commercial banks has also become increasingly fierce, bringing many challenges and tests that can not be ignored. Therefore, commercial banks need to adopt certain tactics and strategies to avoid risks by reducing the cost of commercial banks and enhancing their own competitiveness so as to provide customers with high-quality and versatile products and services. This article aims at the shortcomings of the cost management of commercial banks, and puts forward corresponding countermeasures and constructive solutions to these problems for reference and reference.