随着改革开放的发展和市场经济的深化,长春市中小企业的发展速度越来越快,然而,融资难问题依然是制约其发展的主要因素,对制约因素进行分析,结合发达地区在解决此问题上的先进经验与长春市的实际情况提出对策建议,不仅对中小企业的发展有着积极影响,更对推动长春市的经济与社会发展有着重要的作用和意义。长春有“北国春城”的美称,是中国东北地区的中心城市之一。随着中国经济 With the development of reform and opening up and the deepening of market economy, the development of SMEs in Changchun is getting faster and faster. However, the financing difficulties are still the main factors restricting their development. Restricting factors are analyzed, The advanced experience on the issue and the actual situation in Changchun put forward countermeasures and suggestions, which not only have a positive impact on the development of SMEs, but also play an important role and significance in promoting the economic and social development of Changchun. Changchun has the reputation of “North Spring City” and is one of the central cities in northeast China. With China’s economy