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我国当前养老保险的管理一般采用的都是社会筹资管理和个人账户管理两种方式交互进行,既能保证国家资金的统筹运营,也能保障个人的养老问题。但是因为个人账户档案管理体制不够健全,资金筹集方式不够合理等等,个人账户管理还是存在很多问题。接下来,本文将从对我国养老保险个人账户档案管理的研究出发,探讨适宜的管理对策。
China’s current pension insurance management are generally used in social financing management and personal account management in two ways interactive, both to ensure the overall operation of state funds, but also to protect the individual pension problems. However, there are still many problems in personal account management because the personal account file management system is not perfect and the mode of fund raising is not reasonable enough. Next, this article will proceed from the study of the file management of the personal account of the pension insurance in our country, discuss the appropriate management countermeasures.