当前随着中国金融市场准入的放宽和人民币业务的全面开放,外资银行将投资目光由中国的城市转向中国的农村金融市场,并且已迅速展开行动。面对外资银行如此挑战,中资银行亟须认清形势,作出正确判断和选择,拓展和巩固农村金融市场,以确保在这场行将到来的农村金融市场竞争中不输于外资银行。 With the liberalization of access to financial markets in China and the full liberalization of RMB business, foreign banks have shifted their investment focus from China’s cities to China’s rural financial markets and have started to move quickly. Faced with such challenges from foreign-funded banks, Chinese banks urgently need to understand the situation, make correct judgments and choices, and expand and consolidate rural financial markets so as to ensure that they will not lose their investment in foreign financial markets in this upcoming competition in rural financial markets.