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医疗问题,关乎大众健康和生存。医疗保险作为社会保障体系的一个分支,作为一种医疗费用的保险制度,它为居民提供最基本的生活医疗保障。医疗保障用于保障居民享有基本的医疗权利。本文基于对医疗保障制度的概念理解,列举国际上典型的医疗保险模式,梳理我国医疗保险制度的历史演变发展,分析我国医疗保障制度的基本框架,对医疗保障制度发展中存在的问题进行剖析,并提出发展和完善我国医疗保障制度的相关发展路径和启示。
Medical problems, related to public health and survival. As a branch of the social security system, medical insurance, as a medical insurance system, provides residents with the most basic living medical insurance. Medicare is used to protect residents’ basic medical rights. Based on the concept understanding of the medical insurance system, this paper lists the typical international medical insurance model, combs the historical evolution of the medical insurance system in our country, analyzes the basic framework of the medical insurance system in our country, analyzes the existing problems in the development of the medical insurance system, And put forward the development and improvement of China’s medical insurance system related to the development path and enlightenment.