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目前我国中小企业发展迅速,在增加就业,促进社会稳定和谐等方面,发挥着不可替代的作用,已经成为我国经济增长引擎的重要组成部分。然而,在中小企业的发展壮大过程中,其生存环境却十分艰难,当前制约中小企业发展壮大的关键问题是融资。关注中小企业融资问题,无论是从社会稳定还是从经济发展来说都非常重要。本文重点结合中小企业的特点,研究目前中小企业融资难的内外在原因,探索解决中小企业融资难的新途径。
At present, the rapid development of SMEs in our country plays an irreplaceable role in increasing employment and promoting social stability and harmony. It has become an important part of China’s economic growth engine. However, in the course of the development and growth of SMEs, their living environment is very difficult. The key issue currently restricting the growth and development of SMEs is financing. Concerned about the financing of SMEs, both from the social stability and economic development are very important. This article focuses on the characteristics of SMEs to study the current internal and external causes of SMEs financing difficulties and explore new ways to solve the financing difficulties of SMEs.