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我国商业银行股权结构现状从当前中国373家主流商业银行来看,95%都是中央政府、地方政府、大型国有企业和地方政府平台公司控股,5家国有大型银行自不必说。在12家股份制商业银行中,只有民生银行、平安银行属民营企业控股。在144家城商行和212家农商行中,仅在江浙一带有14家小型民营银行。也就是说,改革开放三十多年,民营银行在主流商业银行体系中仅占5%。
Ownership structure of China’s commercial banks From the current 373 mainstream commercial banks in China, 95% are controlled by the central government, local governments, large state-owned enterprises and local government platform companies, let alone five large state-owned banks. Among the 12 joint-stock commercial banks, only Minsheng Bank and Ping An Bank are private-owned ones. Among 144 city commercial banks and 212 rural commercial banks, there are 14 small private banks in Jiangsu and Zhejiang alone. In other words, over 30 years of reform and opening up, private banks accounted for only 5% of the mainstream commercial banking system.