学术界对“中年人”群体的养老研究相对薄弱。提出了“非正式养老准备”的概念。通过对南京市白下区的抽样调查,从个人、家庭与制度等方面探讨了城市中年人非正式养老准备的状况。结果表明:非正式养老准备普遍缺乏;非正式养老准备在各群体间呈现多样化;城市中年人非正式养老准备的途径单一。 Academic research on the “middle-aged” groups is relatively weak. Proposed the concept of “informal retirement preparation”. Through the sample survey in Baixia District of Nanjing City, the status of informal retirement preparation for middle-aged urbanites is discussed from the perspectives of individuals, families and institutions. The results show that there is a general lack of preparation for informal old-age care; diversification of informal pension preparation among different groups; and unimpeded retirement provision for urban middle-aged people in a single way.