编辑同志:2008年1月,朱某为其手下5名送货工人每人购买了一份人身意外伤害保险,每份保险的保险限额为8万元人民币。2008年8月13日下午,在送货过程中,送货工小吴不幸被山上滚下的一块石头当场砸死。不久,保险公司把保险金赔付给了小吴的亲属。但小吴的亲属又找到朱某,以雇员受害 Editor’s comrades: In January 2008, Zhu bought a personal accidental injury insurance for each of his five delivery workers, each with an insurance limit of 80,000 yuan. On the afternoon of August 13, 2008, during the delivery process, Xiao Wu, a delivery worker, was stoned to death on the spot by a stone rolled down by the mountain. Soon, the insurance company paid the insurance money to relatives of Xiao Wu. However, Xiao Wu’s relatives found Zhu again, taking employees as victims