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共赢局面本已形成 苏州市开办机动车辆消费贷款保证保险业务,使车贷消费者、车销商、银行、保险公司都成为受益者。消费者可以在个人资金不够充足的情况下,通过保险公司担保办理贷款,圆自己的汽车梦,如果真的没有还贷能力了,保险公司可以代他还款。车销商乐得将代办贷款加入自己的“一条龙”服务中,招揽更多买车人。银行通过让贷款消费者办理车贷保证保险来转嫁信贷风险,同时扩大
A win-win situation This has led to the establishment of Suzhou City, automobile consumer loan guarantee insurance business, so that car loan consumers, car dealers, banks, insurance companies have become the beneficiaries. Consumers can be in the case of insufficient personal funds, through the insurance company guarantee loans, round their dream car, if there is really no repayment ability, the insurance company can repay him on his behalf. Car dealers happy to charge d’affaires loans to join their “through-train” service, to attract more buyers. Banks pass on credit risk by allowing loan consumers to apply for car loan guarantee insurance while expanding