信息披露是解决金融市场信息不对称问题的主要途径和有效方式,也是维护消费者权益的重要手段。根据披露主体和披露对象的不同,可以构造一个强制性信息披露矩阵,以此作为评价现有信息披露内容和作用的分析框架,并有助于从不同角度明确保险监管运用信息披露手段,规范保险市场秩序、保护保险消费者权益的具体举措。 Information disclosure is the main way and effective way to solve the problem of asymmetric information in financial markets, and it is also an important means to safeguard consumers’ rights and interests. According to the different subject of disclosure and the object of disclosure, a compulsory information disclosure matrix can be constructed as an analytical framework to evaluate the content and function of the existing information disclosure, and help to clarify insurance supervision and use of information disclosure from different angles, standardize insurance Market order, protection of consumer rights and interests of specific measures.