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信用规范的制度化,是指信用规范为一定的组织机构经由特定的程序所制定,形成对人们行为的规范具有了一种强制性的约束力。制度化的信用作为一种行为规范体系,它具有公认性、强制性和相对稳定性特征。信用制度化强化了信用规范对人的行为的调控力度,促使人们认定符合信用规范行为的合理性,为市场交易减少不确定性,增加安全性,为市场秩序的建立,提供了市场参与者相互影响的行为框架,有利于合约的形成和责任的信守。
The institutionalization of credit norms refers to the credit norms for a certain organization established by a specific procedure, the formation of norms of people’s behavior has a mandatory binding. Institutionalized credit as a code of conduct system, it has a recognized, mandatory and relatively stable characteristics. The institutionalization of credit strengthens regulation of human behavior by credit norms, prompting people to determine the reasonableness of compliance with credit norms, reducing uncertainty in market transactions, increasing security and providing market participants with mutual support Affect the framework of behavior, is conducive to contract formation and responsibility to keep.