我国经济的流动性问题逐渐成为目前经济运行过程中的主要问题之一,过多的货币投放量和待投资的资金容易引发通货膨胀,进而导致货币贬值和商品、劳务价格的快速上涨。因此,当货币超发时,银行需要采取一定措施,控制货币发行,通过降低储蓄利率等方式对经济流动性过剩问题加以控制,保持预期货币存量的均衡,避免引发物价持续上涨。本文将对经济流动性过剩现象进行简单介绍,目前这一现象已成为全世界经济运行的普遍现象,本文将着重对我国的经济运行流动性过剩问题进行探讨,并提出几点对策思考。 The liquidity problem of our economy has gradually become one of the major problems in the current economic operation. Excessive amount of money invested and funds to be invested can easily lead to inflation, leading to the devaluation of the currency and the rapid rise in the prices of goods and services. Therefore, when the currency is over-issued, banks need to take certain measures to control the issuance of currency and control the problem of excess liquidity by reducing the interest rate on savings so as to maintain the balance of the expected currency stock and prevent the prices from rising continuously. This article will give a brief introduction of the phenomena of excess economic liquidity. At present, this phenomenon has become a common phenomenon in the world economy. This article will focus on the issue of excess liquidity in our country’s economy and put forward some countermeasures.