改革开放以来，特别是最近几年，随着国民经济的快速发展和人民生活水平的显著提高，我国机动车辆增长迅猛，促进了机动车辆保险市场的形成和发展。当前，机动车辆保险业务的发展具有以下特点：一是机动车投保数量大。截至１９９８年底，全国机动车投保达１５００万辆。二是业? Since the reform and opening up, especially in recent years, with the rapid development of the national economy and the remarkable improvement of people’s living standards, the rapid growth of motor vehicles in our country has promoted the formation and development of the motor vehicle insurance market. At present, the development of motor vehicle insurance business has the following characteristics: First, a large number of motor vehicles insured. As of the end of 1998, the national motor vehicle insurance amounted to 15 million. Second is the industry?