论文部分内容阅读
中国银行业的现状对确立跨国银行并购反垄断规制的目的和方法起着基础性的作用。在外资银行不断涌入中国和中国银行业市场化程度不断提高的趋势下,银行业并购的反垄断规制必须对自身的价值定位进行深入的反思,包括如何处理竞争,特别是国外的竞争者带来的冲击,如何兼顾反垄断调整的共性和行业特性。更具体地说,美国在立法、执法机构设置和执法标准等方面的做法是先进的国际做法,值得借鉴。但同时,因中美经济发展阶段和国情存在差异,需要结合我国银行的实际情况和特点认真思索中国银行业反垄断规制的出路。
The status quo of China’s banking plays a fundamental role in establishing the purpose and method of antitrust regulation in M & A of multinational banks. With the continuous influx of foreign banks into China and the increasing marketization of Chinese banks, the antitrust regulation of bank mergers and acquisitions must conduct an in-depth reflection on its own value proposition, including how to deal with competition, especially in foreign countries How to take into account the commonalities and industry characteristics of antitrust adjustment? More specifically, the United States’ practice of legislating, setting up law enforcement agencies and enforcing standards of standards is an advanced international practice worth learning from. However, at the same time, due to the differences in the stage of economic development between China and the United States and its national conditions, it is necessary to seriously consider the way out of the anti-monopoly regulation of the Chinese banking sector in light of the actual conditions and characteristics of China’s banks.